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Why Nu?
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There's a Nu way of banking

More of what you need with none of the complexity

Every single dollar in your Nu Account earns interest

Get 4.50% annual percentage yield (APY) on up to $10,000 and 3.50% APY on everything else

Start earning

Up to 2% cashback on your Nu Credit Card

Unlimited cashback, starting at 1.5% and up to 2% when you connect your direct deposit to Nu Account 

Get rewarded

Send money around the corner or around the world

Transfer quickly, easily, and  to any Pix, CLABE, or Bre-B key in Brazil, Mexico, and Colombia. Many more countries coming soon

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We're setting a Nu standard

  • Premium benefits and metal cards with no annual fees

  • 24/7 live support from real people

  • Smart security controls and industry-leading protection

Bundle to unlock boosters

Coming soon

Nu Account and Nu Credit Card are better together

Bundle to unlock even more value from the money you spend and save

  • Unlock 4.50% APY on balances up to $10,000 and earn 3.50% on everything else.
  • Unlock 2% unlimited cashback

Nu Account

  • 3.50% APY on every dollar
  • Fast, fee-free international transfers
  • Limited Edition metal debit card
  • ATM fee reimbursement anywhere in the US

Nu Credit Card

  • Unlimited 1.5% cashback
  • No categories, no caps
  • $0 annual fee
  • Limited Edition metal card
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Over 140 million people trust Nu

Official partners of excellence, in every form